Contact Kestrel Lending: Get Your Hard Money Rate in 24 Hours

Submit your deal and receive a term sheet from a competing lender within 24 hours. No upfront fees, no obligation. One form puts your project in front of the right Texas hard money lenders on our panel. Apply now.

What to Have Ready

The more detail you provide, the faster we can underwrite your deal and send it to lenders. Before you fill out the form below, have these ready:

• Property address (or target area if you are still looking).
• Purchase price and how you found the deal.
• Rehab budget with a rough scope of work (cosmetic, moderate, or full gut).
• After-repair value (ARV) based on comps you have pulled or an agent's opinion.
• Timeline: when you need to close and how long the project will take.
• Your experience: number of flips, rentals, or projects completed.

Do not worry if you do not have every number nailed down. We underwrite deals at every stage, from a property you found on the MLS ten minutes ago to a project you are ready to close on next week. If the numbers need work, we will tell you the same day.

The Application Form

Fill out the short form below to get started. Most investors complete it in under three minutes.

• Property address
• Loan type (fix and flip, bridge, rental/DSCR, new construction, cash-out)
• Loan amount requested
• Project timeline
• Your experience level (number of completed projects)

After you submit, our team reviews the deal internally. If the numbers work, we package the file and send it to the lenders on our panel whose criteria fit. You receive a term sheet within 24 hours. If the deal does not pencil, we tell you why and what would need to change. No games, no runaround.

Other Ways to Reach Us

Prefer to talk first? Call or email. We respond to every inquiry within one business day.

• Phone: (832) 271-0668
• Email: humberto@kestrellending.com
• Hours: Monday through Friday, 8 AM to 6 PM CT. We monitor emails on evenings and weekends for urgent deals.
• Location: Houston, TX (serving investors statewide across Texas)

What Happens After You Apply

1. We review your deal. Same-day underwriting on complete submissions.
2. Lenders compete. Your file goes to 2 to 3 lenders who fit. They send term sheets.
3. You pick the best offer. We walk you through every line so there are no surprises at closing.
4. Close in as few as 7 days. We coordinate appraisals, title, and insurance. Most loans close in 7 to 14 days.

We broker business-purpose loans on investment property only. All loans are non-owner-occupied. If you need a mortgage for a home you will live in, we can refer you to the right lender.

Ready to get started? Fill out the form above or call (832) 271-0668. No upfront fees, no obligation, term sheet in 24 hours.