Finding a reliable hard money lender in the Dallas area starts with one simple question: who is actually competing to fund your deal? Kestrel Lending is a Texas hard money broker providing real estate investors access to 20+ wholesale money lenders. We place your loan with the direct lender offering the best terms for your specific deal. One application, multiple offers, and quick funding in as few as 7 days. We broker business-purpose loans on investment property only.
The Dallas Fort Worth metroplex is the most competitive flip market in the state of Texas. Real estate investors keep pouring capital into DFW, and local flippers working Oak Cliff, Pleasant Grove, Casa View, and East Dallas for years fight for the same distressed residential property inventory. When a residential property hits the market, the investor with quick funding wins. The investor waiting on a traditional lender or a direct lender phone call loses. The reason is simple: speed is essential in this market.
A hard money lender providing quick funding and closing a loan in days beats a bank. A broker who shops your deal to multiple money lenders and returns a term sheet in 24 hours puts you ahead of even the fastest direct hard money lenders operating in Texas. That is how Kestrel Lending works across Dallas Fort Worth. Texas real estate investors working with our team close more deals fast.
We broker every type of hard money loan program that Dallas, TX real estate investors need. All loan financing is secured by non-owner-occupied investment property. Individuals, LLCs (any LLC structure fits), and partnerships can borrow. Here are the programs we offer, providing efficient, quick funding for all types of residential and commercial real estate projects, commercial assets, and unique property types at every investment stage.
| Loan Detail | Typical Range |
|---|---|
| Interest rates | 9.9% to 13.5% |
| Origination fee | 1.5 to 3 points |
| Loan to value (LTV) | Up to 75% ARV, 90% LTC |
| Loan amount | $75K to $3M |
| Term length | 6 to 18 months, interest only |
| Prepayment penalties | None |
| Closing speed | As few as 7 days |
These ranges are based on live quotes from our lending panel. Actual loan terms depend on experience, property value, and loan amount. Visit our rates page for details. All costs are disclosed upfront with full transparency. We focus on providing straightforward, fair financing and competitive rates. Investors save a lot on every deal by working with a broker.
Dallas has no shortage of direct hard money lenders providing funding. Companies like Easy Street Capital, Little City Investments, and Longhorn Investments operate in Dallas Fort Worth. Each company is a unique direct lender with a unique box: the types of residential property they like, the loan amount, and the LLCs they trust. Walk into the wrong box and you pay more because you had no other lender to compare. Things are different when a broker shops the deal.
Kestrel Lending is not a direct lender or a direct private lender. We are a reliable hard money lender broker, and that is an important choice for real estate investors. Your deal goes to every hard money lender whose criteria fit, including direct hard money lenders like Easy Street Capital that you might not find on your own. When lenders compete, you secure competitive rates and better terms. Easy Street Capital and other lenders offer top notch funding, but working with a broker ensures you see every loan offer, giving you the tools to make a quick, easy decision. Our clients feel confident about every deal, and our support and focus on the entire process ensures nothing falls through.
Dallas hard money lending and loan funding focuses on neighborhoods with distressed inventory and property investors who source deals from the Dallas CAD tax sale list and off-market channels. These are the locations where our hard money lenders fund the most fix and flip deals and construction projects:
We cover the entire Dallas Fort Worth metroplex, including Fort Worth, Arlington, and Garland. We also place hard money loans across the state in Houston, San Antonio, and Austin.
Call our offices by phone at (832) 271-0668 or email humberto@kestrellending.com. You can also email or submit a request through our contact form. Share the purchase price, scope, and experience. One quick phone call or email is all it takes. Our team will answer questions, discuss aspects of the project, and touch base on your investment strategies.
Before any hard money lender sees the deal, our team evaluates the project the way a knowledgeable, reliable lender does: LTV, loan to value, equity, appraisal, credit score, and exit. If the next project does not work, we inform you fast, so you are never disappointed. No upfront fees. We ensure every project we support meets the right standards, and our risk assessment protects investors.
We send your deal to every hard money lender on our panel whose box fits the project. Loan term sheets come back in 24 hours, giving you multiple options. You pick the best offer. Our communication is smooth, transparent, and dedicated to your success. Clients tell us the entire process and experience is easy.
Appraisal, title, and insurance coordinated. Most Dallas hard money loans close in 7 to 14 days. Once your project is funded, rehab draws follow the draw process. Our service team supports the loan process from start to finish, ensuring quick funding on every commercial and residential construction deal.
Kestrel Lending was founded by Humberto Marquez, a Houston-based, TX-focused real estate operator on the investor side of the closing table for years. We understand what Dallas property investors need because we invest ourselves. Our hard money lending network includes reliable lenders across the state of Texas, and our goal is to get your next deal funded fast with top notch service and dedication. We specialize in working with and supporting every client at every experience level. Fix and flip investors, real estate investors scaling a commercial or residential portfolio, and investors starting their first project all partner with us. We ensure the loan financing each project needs to succeed.
We are not a direct lender. We are the broker who makes direct hard money lenders compete for your business, providing better financing, faster closings, and a true partner who works for you. That approach earns repeat business from Dallas investors who love results. Every hard money loan we broker reflects our commitment to borrowers and clients who trust our company. We help investors find and secure funding to build long term wealth through real estate. Apply today. Thanks for considering Kestrel Lending for your next project.
Most Dallas hard money loans close in 7 to 14 days when complete. Rush closings are possible for experienced borrowers with clean title. The loan process moves fast when your budget, exit, and property details are documented. Our responsive lending service ensures quick funding on schedule.
Hard money lenders on our panel offer up to 75% of after repair value and 90% LTV on Dallas fix and flips. The exact loan amount depends on experience, property, and the hard money lender. Higher value residential properties qualify for larger loan amounts and better terms.
Easy Street Capital is a direct hard money lender offering one set of terms. Kestrel Lending shops your deal to multiple lenders, including Easy Street Capital, so you compare loan offers and close at the best rate. A broker gives you the choice and flexibility a single direct lender cannot offer.
Hard money lending is asset-based. Most lenders want a 620 minimum credit score, but the investment property and equity matter more than credit history. Several lenders offer unique loan programs for different types of borrowers at lower LTV. No hard credit pull required for a quote.
Yes. Ground up construction financing covers infill builds across the Dallas area. Draws follow a structured draw process tied to construction milestones. Terms typically run 12 to 18 months. Discuss your project with our knowledgeable team to explore options and find the best way to get funded quickly.
Expect 1.5 to 3 points as an origination fee plus standard closing costs. Our broker fee is disclosed with full transparency and appears as a line item at closing. No prepayment penalties. If the loan does not fund, you owe nothing. We provide helpful, patient service that makes the loan process easy and straightforward.
Ready to move your next Dallas real estate deal forward? Get Your Rate in 24 Hours. One application, multiple hard money lenders competing for your investment, and a term sheet before your deal slips. Read our blog post on hard money loan requirements to learn what it takes to secure a loan.
One application, multiple Texas hard money lenders competing to fund it, and a term sheet within 24 hours. No upfront fees, no hard credit pull to get a quote.
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